Discover the Process for Applying for a Chase Freedom Unlimited Credit Card
Essential Insights Before Applying for the Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card provides unlimited cashback rewards starting at 1.5% on every purchase made!
Chase boasts a solid lineup of credit cards through JPMorgan, and the Freedom Unlimited is a great way to start with the brand.
Regarding cashback, it offers 1.5% on all purchases, 3% at restaurants and drugstores, and 5% on travel bookings through Chase Travel.
On the fee side, Chase imposes no annual fee and provides a 0% introductory APR for 15 months from the signing date for both purchases and balance transfers.
The card presents an enticing $200 cash bonus after spending $500 on purchases in the first 3 months, provided you haven’t received a bonus for this card in the past 24 months.
Another key point is that your rewards don’t expire, and you can redeem them at any time throughout the account’s life, with no minimum cash value, either via direct deposit, statement credit, Amazon.com points, gift cards, or travel through Chase Travel.
You can start using the card right after signing up, as Chase provides the digital version instantly. If you think Chase offers great benefits, keep on reading.
Eligibility Criteria
Getting approved for the Chase Freedom Unlimited card can be challenging as it requires maintaining a good credit score.
Applicants generally need a FICO credit score of at least 700 to have a decent chance of being approved for the Chase Freedom Unlimited.
While the specific requirements for credit cards aimed at individuals with strong credit can differ, these benchmarks provide a helpful reference for FICO scores to consider, although they may change.
Furthermore, to be eligible for the card, applicants must be legal residents of a North American country and at least 21 years old, as this is a vital criterion for improving the chances of getting the Chase credit card.
Income is also crucial, as applicants must prove an annual income that aligns with the required credit limit.
How to Apply for the Chase Freedom Unlimited Credit Card?
The process of applying online for the Chase Freedom Unlimited card is quite similar to that of many other credit cards.
If you already have a Chase account, you can opt to apply as a guest on their website, which might speed things up, though creating a new account is almost as quick.
No matter which method you choose, you’ll need to provide certain personal information.
Although the application might take a bit longer, it’s not overly complicated, particularly since this card is designed for those with great credit.
You’ll be asked for various personal and income-related information, including your full name, address, parents’ names, social security number, phone number, job status, and yearly income.
Once you submit your application, you’ll have to wait while they review it to see if you qualify for the card.
Additional Information
Chase provides excellent perks, especially in terms of services and protections, including 24/7 fraud monitoring, extended warranty coverage, and zero liability for unauthorized charges.
Plus, you’re covered by trip cancellation and interruption insurance, offering up to $1,500 reimbursement per person and $6,000 per trip, along with help from the Benefit Administrator for medical and legal needs.
Credit Journey keeps an eye on your credit score, offering insights and protection.
Chase clients can take advantage of partner perks with companies such as Lyft, Doordash, and Instacart+.
For any issues, Chase provides multiple ways to reach out for support. However, all requests are contingent on the bank’s availability, even if you meet all the card’s eligibility criteria.
Interested in exploring another option?
The Wells Fargo Active Cash credit card is quite comparable, providing 2% cashback on all qualifying purchases without limits.
If the Wells Fargo card seems appealing due to its terms, you can check out how to apply.
