Top Credit Cards Offering Rewards up to $1,000
Credit cards in the $1,000 bracket often come with appealing perks beyond just the credit limit, such as cash rewards, flexible payment options, and opportunities for building credit.
These cards typically have fewer requirements, especially concerning income, offering much more favorable terms without sacrificing quality.
Take a look at the complete list of top cards with a $1,000 limit.
1. Wells Fargo Reflect Credit Card
The Wells Fargo Reflect Visa Credit Card boasts two key advantages: a 0% introductory APR for 21 months and 120 days on balance transfers, alongside a $0 annual fee, making it a great option.
With a credit limit right in the $1,000 range, it’s perfect for individuals looking to manage their finances smoothly without incurring high costs from a card with hefty fees.
CREDIT CARD
Wells Fargo Reflect
The credit limit starts at $1,000. Interested in applying? Check out the application process below.
SEE HOW TO APPLY * You will be directed to an external websiteThe Reflect card offers more lenient application criteria, but you’ll need to show proof of income and maintain a good to excellent credit score.
Additional perks include up to $600 in cell phone protection, zero liability for unauthorized purchases, and access to My Wells Fargo Deals for special offers at select merchants!
Credit Close-Up provides exclusive insights to help track and improve your FICO score. The roadside dispatch feature offers excellent emergency support.
The Visa network ensures security and reliability for your purchases, and you can discover more about the Wells Fargo card.
2. CapitalOne Quicksilver Rewards
The Capital One Quicksilver card features 1.5% cashback on every purchase, daily, with various redemption options like cash, shopping, and gift cards.
Capital One grants a starting credit limit of $500, with potential for growth, plus account notifications via email, balance transfer options, and 24/7 customer support.
This card boasts no foreign transaction fees, offers special rates for travel, provides emergency card replacement, and gives you 50% off handcrafted drinks at any Capital One Café across the nation.
The card carries an annual fee of only $39, which is quite a deal considering the perks it brings, including up to 6 months of complimentary Uber One membership, credit access, and protection against fraud.
To qualify for this card, applicants must be at least 18 years of age, have a verifiable source of income, and possess valid identification.
3. Wells Fargo Active Cash Visa
The Wells Fargo Active Cash Visa is another excellent choice, featuring a starting credit limit of $1,000, supported by one of the largest banks in America.
Initially, you can earn a cash rewards bonus of up to $200 by spending $500 within the first 3 months—one of the best deals available!
CREDIT CARD
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Continuar Lendo * You will be directed to an external websiteThe card has an annual fee of $0, providing unlimited 2% cash back on every purchase, with no category limits, along with a 0% APR for the initial 15 months.
Moreover, it includes up to $600 in cell phone coverage, zero liability for unauthorized charges, and emergency travel assistance.
To qualify, applicants should have a reliable income and a credit score that ranges from good to excellent; find out how to apply.
4. Prime Visa
The Prime Visa is a smart choice for shopping directly with one of the top retailers in the American and global markets.
Managed by Chase Credit Cards, this card provides a $100 gift card for Amazon.com and offers 5% back on all purchases made on the site and through Chase Travel.
CREDIT CARD
Prime Visa
The credit limit starts at $500. If you’re already interested in seeing how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will be directed to an external websiteMoreover, you earn 2% cashback on purchases made at gas stations, eateries, and for local transit.
This card features no annual fee and offers cashback points that can be redeemed on Amazon.com, along with no foreign transaction fees. It also provides extended warranty coverage, purchase protection, and baggage delay insurance.
Thus, it presents a card that’s advantageous for daily use, particularly for online shopping.
The Prime Visa starts with a credit limit of $500, and there are favorable conditions to increase it to $1,000. Discover how to apply.
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