Discover the Process for Applying to the Wells Fargo Autograph Credit Card
The Wells Fargo Autograph card is highly effective, providing 3x points on rewards along with the advantage of no annual fee!
What Should You Know Before Applying for the Wells Fargo Autograph Credit Card?
The Wells Fargo Autograph is a top-tier credit card that offers up to 3x points on select categories, a $200 bonus, and no annual fee.
Wells Fargo stands as one of the most reputable banks in the U.S., providing investment management, small business solutions, and commercial banking services.
The Autograph credit card offers a $0 annual fee and an introductory APR of 0%, ensuring no foreign transaction fees apply.
Cardholders earn points, receiving 1x points on all eligible purchases, and can earn 3x points in specific categories:
- Restaurants: local, take-out, delivery, bars, vendors, and fast food
- Travel: hotels, rentals, cruises, airfare, campsites, and travel sites
- Transit: taxis, ferries, bridges, tolls, parking, railways, and garages
- Gas: stations and electric charging points
- Phone plans: landline and cellular options
- Streaming: cable TV, premium channels, and services like Netflix, Prime, etc.
The card provides a new user bonus of 20,000 points for spending at least $1,000 in the first 3 months, worth $200. Rewards can be used for travel, gift cards, and purchases via PayPal.
To learn more about the card and its perks, continue reading this article.
Who is Eligible to Apply?
Wells Fargo has reasonable requirements and qualifications for card applications, aligned with standard practices in the U.S. market.
You need to be at least 18 years old (or 19 or 21 in certain areas) and either a U.S. citizen or a foreigner with a valid passport and visa.
To qualify for the Autograph and other credit cards, you must demonstrate a steady income, which will help determine your credit limit and interest rates.
A strong credit score, ideally good to excellent, is essential for this credit card. Additionally, Wells Fargo has no other restrictions for specific cardholders.
How Can I Apply for the Wells Fargo Autograph Credit Card?
To kick off your application for the Wells Fargo credit card, simply click the Apply Now button to access the form.
The form will ask for the following details:
- Your details: name, birth date, SSN/ITIN
- Contact info: full address, nationality, phone, email
- Security: mother’s maiden name
- Financial: housing and employment status, annual income
In addition to the required details, make sure to review the questions regarding your information and rights. If you’re a Wells Fargo customer, you can log in to speed up your application process, especially if you’re reapplying for the Autograph card.
Wells Fargo also provides a quick decision-making process, including when switching cards via your Wells Fargo account.
The company offers phone support for customer service to assist with inquiries.
More Details
The Wells Fargo card provides essential security features and coverage perks:
- Cell phone protection up to $600
- Travel assistance: 1-800-992-6029
- 24/7 roadside assistance
- Exclusive purchase opportunities
- Zero-liability protection
- Exclusive tips from close-up credit
- Concierge services for Visa Signature
Cardholders can also access emergency cash and exclusive live events. The Autograph card includes a calendar to keep track of bank news and events.
This way, Wells Fargo efficiently manages your daily finances while helping you safely enhance your credit score.
Interested in another option?
If you’re in the market for a credit card with extra premium perks, particularly for travel, consider the United Club Infinite from Chase.
This card has a substantial annual fee of $525, but it offers significant benefits; find out how to apply.
