Top Credit Cards for Limits up to $5,000

If you find yourself needing more financial flexibility during the day, there are some fantastic high-limit credit card options available. Explore them now!

If you have significant daily expenses and are in search of a strong credit card, explore a wide range of the best options available starting from $5,000. Check out the top-rated cards currently on the market.

1. Capital One Venture Rewards

The Capital One Venture Rewards card stands out with a credit limit beginning at $5,000, making it an excellent choice for those with demanding daily needs in the U.S. market.

This new offer features unlimited 2x miles on every purchase, no matter the category. Plus, you can earn 5x miles when booking hotels and rentals via Capital One Travel.

With an annual fee of $95, this card has no foreign transaction fees and a variable APR ranging from 19.99% to 29.99%.

You can redeem your miles flexibly, whether for cash or travel tickets.

Additionally, you will receive up to $100 credit for expedited access through Global Entry or TSA PreCheck at airports.

This card offers various perks, including premium accommodations, travel arrangements, culinary events, and exclusive experiences tailored for Capital One Rewards customers in 2024.

As a premium card, it has strict income requirements and necessitates an excellent credit score, making approval quite selective. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is a highly regarded brand both in the U.S. and abroad. The Green Card can provide limits around $5,000, although the company does not specify a minimum.

As soon as you receive the card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first six months of membership.

When it comes to rewards, you can earn 3x points in these categories:

Travel and dining expenses like hotels, rentals, and food deliveries.

For every other category, you earn 1 point per dollar spent.

This card stands out with its premium features, including the Send & Split service for money transfers, and the Plan It option to manage monthly purchases of $100 or more with a fixed fee.

As it’s a card with higher requirements, it comes with stricter eligibility criteria. You can find out how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred card is another fantastic option that provides excellent perks from a leading brand.

This card offers varying cashback rates based on the purchase category, detailed as follows:

Up to 6% cash back on supermarket purchases
Up to 6% cash back on streaming services
Up to 3% cash back on public transit, taxis, and parking
Up to 3% cash back at gas stations
1% cash back on other purchases

This card also provides essential everyday perks, including the Disney Bundle credit of up to $84, the Send & Split service, and multiple redemption options.

It offers better terms than many other Amex cards, and you can find out how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Card

Many market analysts in the U.S. deem the Chase Sapphire Preferred one of the top credit cards available.

The credit limit generally begins at $5,000, with a careful assessment of each customer’s situation. When you activate the card, you earn 60,000 bonus points after spending at least $4,000 within the first three months.

You can earn 3x points on dining and 2x points on travel, plus additional opportunities like 5x points on travel booked through Chase Travel.

Additionally, you earn 3x points on online grocery purchases and streaming services. The card provides extra benefits with Ultimate Rewards that never expire, along with the option for Chase Pay Over Time.

Consequently, it comes with more rigorous standards, including a strong credit score and a substantial income. Discover how to apply.

Explore additional options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000