Explore the Discover It Cash Back Card: Earn 5% in Select Categories with Unlimited Cashback Match!

Don’t miss out on cash! With the Discover it® Cash Back card, you can earn 5% cash back on common expenses such as gas, groceries, and dining.

Moreover, as a new cardholder, Discover will automatically match your cash back earned during the first year. No annual fee. Ever! Discover how much you could earn.

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The Discover It card is another offering from the Discover credit line, aimed specifically at unlimited cash back rewards.

This is why it features an attractive 5% cash back on everyday expenses.

However, there’s a catch: Discover It operates on a reimbursement schedule, meaning every three months, specific categories qualify for the 5% cash back.

The available categories are announced on the Discover It Calendar platform. Past categories eligible for the 5% cash back include gas stations, EV charging, public transit, pharmacies, and restaurants.

The great thing is you’ll enjoy varied rewards throughout the year, perfectly aligning with daily needs since the card is designed to cater to these types of purchases.

For all other qualifying purchases, you’ll receive 1% cash back.

The card starts with a $500 limit, which is quite generous and can be increased as needed.

No, Discover It doesn’t provide any sign-up bonuses, focusing instead on balance transfers.

There’s no annual fee, and it offers a 0% APR for 15 months, with a 3% balance transfer fee.

To get approved for cards like Cash Back, you should have a good to excellent credit score.

Yes, the application process can be completed directly on the Discover website.

One more advantage of this card is that at the end of the first year, you’ll get a complete match of your rewards earned during the year.

For instance, if you earn $200 in cash back (even if you’ve redeemed it), you’ll get another $200 in unlimited matches.

When you apply for your credit card, you have the option to select from 25 unique designs to personalize it to your taste.

You can personalize how to access your cash back, choosing options like direct deposit to your bank, statement credits, or making payments through Amazon.com and Paypal.

Moreover, the Discover It credit card offers a variety of valuable features, including online privacy safeguards, free alerts for your Social Security number, the Freeze It feature to manage app access, and protection against fraud.

Thus, it supports effective daily management of finances without significant complications.